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Forty-three percent of Americans spent more time planning their most recent vacation than planning for their retirement.1
1 AARP, 2008

Will you outlive your retirement income?  How much liability insurance should you have? Should you add stocks to your portfolio?  Are your financial expectations for the coming year realistic?

Our financial newsletters are designed to provide helpful information on a wide variety of financial topics.  Simply click on one of the newsletter topics below to read the article in its entirety.

Before implementing any strategy discussed herein, you should consult with your own financial, tax, and/or legal advisors to determine its applicability in light of your own situation.

Most insurance policies and annuity contracts contain exclusions, limitations, reductions of benefits, surrender charges and terms for keeping them in force. Your representative can provide you with costs and complete details.

The information contained in this article is not intended to (and cannot) be used by anyone to avoid IRS penalties. These articles supports the promotion and marketing of this [life insurance, annuity, long term care, disability, pension, etc. You should seek advice based on your particular circumstances from an independent tax advisor.

  • Financial Insights

    Map Out a Financial Strategy
    Now is the perfect time to take stock of your financial situation, identify your financial goals and map out a strategy to meet them. Here are some ideas to help you on your journey.

    The Tortoise and the Hare
    The Steady Advantages of Dollar Cost Averaging: When markets get a little too volatile for your liking, it may be a particularly good time to adopt a disciplined investing approach that could help keep you out of serious trouble.

  • December

    Quick Facts - December 2009
    Information about Retirement, Long Term Care and the Mature Markets

  • September

    A New Way to Diversify
    Exchange-traded funds are unique investments that resemble mutual funds in some ways and behave like stock in other ways.

    One Final Letter
    A letter of instructions can help someone clearly state his or her preferences for many important issues such as organ donation, funeral arrangements, and other details not enumerated in a trust.

    Variable Annuities Add Guarantees
    Investors who would rather not choose between a guaranteed income and above-average investment gains may want to consider variable annuities with living benefit guarantees.

    A Long Look at the National Debt
    To better comprehend the size and scope of the national debt, it helps to measure it against the size of the overall economy.

    Quick Facts - September 2009
    Information about Retirement, Long Term Care and the Mature Markets