MetLife
John C. Curvin, CRPC

Financial Services Representative

 Serving Upstate New York

 School District Employees

 & University Professionals:


 

Welcome and thank you for visiting. My mission is to help individuals develop financial objectives, and achieve those objectives through various financial products and investment services that are designed to meet their present and future needs.

I want to help you make informed decisions about issues that affect your financial well being so you can achieve financial freedom.

I hope you find this site informative and useful.

Please take advantage of the many features my site offers such as online account access, calculators and the financial library of articles and terms.

Feel free to contact me at 716-626-0048 x20 or 585-475-1310 x20, if you would like more information about a particular MetLife product or service. I look forward to hearing from you.

I now offer Auto & Home Insurance, You may be eligible for special discounts because of your union or employer affiliation.  Please call me to learn more.


 "Ipsa Scientia Potestas Est" (Knowledge Itself Is Power)

- Francis Bacon


 

 


 

 


 

MetLife Resources is a division of Metropolitan Life Insurance Company, New York, NY 10166.


 

 


 

The information contained in this Web site is not intended to (and cannot) be used by anyone to avoid IRS penalties.  This site supports the promotion and marketing of MetLife products and services.  You should seek advice based on your particular circumstances from an independent tax advisor.

I am licensed and registered to offer products and services in [NY]. Licenses and registrations will vary by representative and some representatives may be licensed and registered in additional states. Please contact this office for further information.

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Learning Center

A library of tools to educate you on a wide variety of financial topics.

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Retirement Toolbox

Tools to help you begin the process of ensuring the retirement lifestyle you want.

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Financial Calculators

Tools to help you estimate answers to common financial questions.

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Calculators

Mortgage Refinancing

Determine whether you should consider refinancing your mortgage.

Mortgage Acceleration

This calculator can help you determine how soon you can pay off your mortgage.

Loan Payoff

How much will it cost to pay off a loan over its lifetime?

Savings Accumulation

Estimate the future value of your current savings.

More Calculators →

Newsletters

The Tortoise and the Hare

The Steady Advantages of Dollar Cost Averaging: When markets get a little too volatile for your liking, it may be a particularly good time to adopt a disciplined investing approach that could help keep you out of serious trouble.

How Interest Rates Can Influence Financial Decisions

The Federal Reserve has relied on its control of short-term interest rates to influence economic activity. Adjusting interest rates might seem to be an overly simple solution for steering the world's most powerful economy, but few mechanisms can influence behavior more effectively than interest rates.

Protect Your Business with a Disaster Readiness Plan

Most people think of hurricanes, tornados, and earthquakes as events that could seriously affect the operations of a business and result in shortages of goods and materials. But even a fire or a flood in the warehouse can cause operations to come to a grinding halt. By one estimate, one-quarter of businesses never reopen after a major calamity.

Consider Your Retirement Needs, but Don't Forget Your Retirement Wants

A rule of thumb is that workers will need to replace about 80% of their pre-retirement incomes to maintain their standard of living in retirement. But they may need more than 80% to fund a lifestyle that they can truly look forward to. As people grow older, what once may have been considered luxuries can become basic needs.

More Newsletters →